A fiduciary adviser based in Williamson County, Tennessee
We help families, individuals, small businesses, and 401(k) plans make better, clearer financial decisions.
Who We Are
Wilco Financial, LLC is a state-registered investment adviser based in Brentwood, Tennessee (Williamson County). We primarily serve clients in Tennessee and work with select clients in other states where permitted.
We believe financial advice should be simple, honest, and aligned. That shows up in how we charge, how we invest, and how we communicate.
- One flat fee — 0.85%/year of managed assets. No commissions. No product kickbacks. No hidden layers.
- Fiduciary standard — we are legally required to act in your best interest.
- Institutional-quality research — built for individual investors.
- Clear, plain-language communication — no jargon, no pressure, no sales pitch.
Meet Your Advisor
Wilco Financial was founded by Jon Gillett, who serves as Chief Investment Officer. Jon brings over 20 years of institutional investment experience to a fiduciary practice built for families, individuals, small businesses, and 401(k) plans.
- MBA in Finance, Vanderbilt University — Owen Graduate School of Management
- Previously: Partner at Alloy Global Fund, LP — a global long/short equity hedge fund
- Previously: Investment Analyst at Courage Capital Management — a Nashville-based deep-value and distressed hedge fund investing across the capital structure
- 20+ years managing investments across multiple market cycles
The valuation rigor, risk management, and long-term perspective that drive our client portfolios came out of that institutional background — now applied directly to individual clients, with aligned incentives and a single flat fee.
What makes us different
We are a fiduciary
Unlike many "advisors" you'll find at banks and brokerages, we are held to the fiduciary standard. Our advice is legally required to be in your best interest — not ours.
One simple fee
0.85% per year of managed assets — that's the whole fee. No commissions, no surrender charges, no mutual-fund loads, no products we're incentivized to sell you. See our Fees page.
Your assets stay at Charles Schwab
Your account is at Charles Schwab — the largest custodian in the world, with over $10 trillion in client assets. It's your account, in your name. Schwab's loyalty is to you. We trade it to your plan and deduct our quarterly fee — nothing more.
Local, not limited
We're based in Williamson County and primarily serve clients throughout Tennessee. We work with select clients in other states where permitted under applicable exemptions. Meetings can be in-person or virtual — whichever fits your life.
Get in touch
The best way to understand whether we're a fit is a short, no-pressure conversation.
Ready to start your journey with Wilco?
It all starts with a conversation.