Investment Management
Custom portfolios and ongoing management — institutional research, individual accountability.
The Long View
We build and manage a portfolio tailored to you — your goals, your tax situation, your timeline, and your tolerance for risk.
Every recommendation is grounded in research and aligned to a written investment plan. No market-timing. No chasing last year's winners. No products we're paid to sell.
Led by Jon Gillett — MBA in Finance, Vanderbilt; 20+ years of institutional investment experience, previously at Courage Capital Management and as a partner at Alloy Global Fund, LP.
What you get
- Quality-focused portfolios — every holding chosen for an attractive combination of valuation, growth, and quality, with a built-in margin of safety and favorable risk/reward
- Disciplined risk management — position sizing, correlation awareness, and scenario stress-testing built into every portfolio decision; preserving capital comes first
- Custom asset allocation — equities, fixed income, alternatives, and cash, weighted to your goals
- Low-cost, tax-efficient construction — built from individual stocks and bonds (zero expense ratio) and low-cost ETFs where appropriate, chosen for quality and cost, never commissions
- Ongoing rebalancing — automatic adjustments to keep your risk profile on target
- Tax-loss harvesting in taxable accounts when opportunities arise
- Coordination across accounts — your 401(k), IRA, Roth, brokerage, and HSA considered as one portfolio
- Quarterly reporting — transparent, easy-to-read statements
Our approach
We believe most investors are best served by a disciplined, evidence-based approach: diversification, low costs, tax awareness, and patience. We don't market-time. We don't chase last year's winners. We don't sell products.
What we do is build a portfolio designed to give you the highest probability of reaching your goals, and rebalance it as markets — and your life — change.
Custody — your assets are held at Charles Schwab
Your assets are held at Charles Schwab, the largest custodian in the world with over $10 trillion in client assets. Your account is titled in your name — not ours. Schwab's loyalty is to you, the account owner. Our role is limited to managing the portfolio and deducting our quarterly advisory fee; we never have authority to withdraw your funds. You can log in to Schwab directly at any time to see your assets.
This is a meaningful investor-protection structure — and a reason we don't take custody ourselves. It's also part of how we keep costs low: Schwab charges $0 commissions on stocks and ETFs.
Fee
0.85% per year of assets under management — billed quarterly, in arrears. See our Fees page for details.
Ready to start your journey with Wilco?
It all starts with a conversation.