About
One simple fee. No surprises.
We charge a flat 0.85% per year of assets we manage. That's it.
Standard Advisory Fee
0.85%
per year of managed assets, billed quarterly
What's included
- Portfolio construction, management, and rebalancing
- Ongoing investment research and monitoring
- Financial planning — retirement, tax, estate coordination
- Unlimited meetings and communication
- Quarterly reporting and annual reviews
- Secure client portal access
What's NOT included
These things simply don't exist in our fee structure:
- Commissions on products we recommend
- Sales loads, 12b-1 fees, or surrender charges
- Custody fees beyond what your custodian charges directly
- Kickbacks from fund companies
- "Wrap" fees layered on top of underlying fund expenses
Many of our holdings are individual stocks and bonds, which carry zero expense ratio. Any ETFs we use are low-cost — typically a small fraction of a percent.
Why a flat fee?
Commissioned sales models create conflicts of interest. Tiered fee schedules reward size, not service. A flat percentage keeps everything clean: our incentive is to grow and protect your portfolio, because our compensation moves with it.
Minimums
We work with households at a range of asset levels. Reach out and we'll be upfront about whether we're the right fit for you — and if we aren't, we'll point you toward someone who is.
Ready to start your journey with Wilco?
It all starts with a conversation.