Roth
5 articles on this topic.
The Roth IRA Five-Year Rules: The Two Traps That Catch People
Roth IRAs have not one but two five-year rules — and they catch people who thought they understood the account. Here's the clear version.
The Roth Conversion Decade: Why the Years Between Retirement and RMDs Matter Most
The years between retirement and required minimum distributions are often the highest-leverage tax-planning window of a lifetime. Here's how to think about Roth conversions during it.
The Backdoor Roth and Mega-Backdoor Roth, Explained
Two legal strategies that let high earners put meaningful dollars into Roth accounts despite income limits. The mechanics, the traps, and when they're worth doing.
When a Pilot Should Consider a Roth Conversion
Airline pilots often have an unusually clean Roth conversion window — if they know when it opens and when it closes. The planning rules that matter most for Age 65 retirees.
The SWA 401(k) Decision: Pre-Tax, Roth, or After-Tax?
Southwest Airlines pilots and employees with access to all three contribution buckets face a real planning question every year. The right mix depends on age, income, marginal bracket, and what comes next.
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